1️⃣ Neglecting Your Credit Score: Your score impacts your rate. Check your report early and work on improving your score by paying down debt and making timely payments.
2️⃣ Underestimating the Total Costs: It’s more than just a down payment. Budget for closing costs, insurance, and upkeep.
3️⃣ Skipping Pre-Approval: A pre-approval makes your offer stronger and shows sellers you're ready to buy.
4️⃣ Stretching Your Budget Too Thin: Stay comfortably within your means and leave room for unexpected costs.
5️⃣ Making Big Purchases Before Closing: Hold off on large expenses that could impact your credit or debt ratio.
🏡 Smart moves now lead to a smoother closing later. Have questions about the mortgage process? Let’s connect!
Are you navigating the mortgage process? Steer clear of these common missteps to keep your path to homeownership smooth and stress-free:
